Checking Products
| Account Type |
Free Checking / Student Checking |
First Priority Plus |
NOW Checking |
| Description |
A standard checking account with no monthly/annual fees. |
A feature-rich checking account plus monthly interest. A monthly membership fee applies. |
A tiered interest bearing account. Unlimited checks may be written on this account without penalty. |
| Minimum Opening Deposit |
$50 |
$50 |
$50 |
| Monthly Fee |
FREE |
$5 |
FREE |
| Required Minimum Daily Balance |
$0 |
$0 |
$750 - If your balance falls below $750 at any time during the statement cycle, you will be assessed a $5 fee. |
| eFIRST Online Banking |
FREE |
FREE |
FREE |
| ATM Access Card or VISA® Check Card |
FREE |
FREE |
FREE |
| Interest Bearing |
NO |
YES - Tiered based on balance. Your checking account will earn a higher rate of interest as your balance grows. |
YES - Tiered based on balance. Your checking account will earn a higher rate of interest as your balance grows. |
| Check Images Returned with Statement |
NO |
YES |
YES |
| Dime-A-Time rebates |
YES - each time you use your VISA® Check Card for a purchase, you will earn a 10¢ credit to your checking account |
YES - each time you use your VISA® Check Card for a purchase, you will earn a 10¢ credit to your checking account |
YES - each time you use your VISA® Check Card for a purchase, you will earn a 10¢ credit to your checking account |
| Number Of Checks That can Be Written Each Month With Out Service Fees |
UNLIMITED |
UNLIMITED |
UNLIMITED |
| QuickDraw |
Available upon approval of QuickDraw Application |
Available upon approval of QuickDraw Application |
Available upon approval of QuickDraw Application |
| Overdraft Privilege |
$300 Overdraft Limit - A privilege that is given to customers who are in good standing for at least 30-days. |
$500 Overdraft Limit - A privilege that is given to customers who are in good standing for at least 30-days. |
$300 Overdraft Limit - A privilege that is given to customers who are in good standing for at least 30-days. |
| Additional Benefits |
Check images will not be provided with your Free Checking Account statements; however, you will be able to access your check images through the eFirst Online Banking service. |
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